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<div class="columns small-12 medium-9 small-order-1 medium-order-2 video-description"> 
  
 <p><span style="">Ronit Ghose discusses his&nbsp;Digital Banking&nbsp;piece from the Citi GPS <a href="http://sd-ceeb-f1cb:8082/citigps/disruptive-innovations-ii/">Disruptive Innovations II </a>report.</span></p> 
</div>

Disruptive Innovations II: Digital Innovations

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As our premier thought leadership product, Citi Global Perspectives & Solutions (Citi GPS) is designed to help our clients navigate the global economy’s most demanding challenges, identify future themes and trends, and prosper in a fast-changing and interconnected world. 

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